Travel Insurance
Travel Guard Chartis agrees to provide insurance on the basis set out in this Policy provided the premium is paid when due and the Company agrees to accept it.
The Policy will provide cover for Insured Journeys that commence after the inception date appearing on the Travel Insurance Certificate. Cover will commence when the Insured Person leaves the Point of Departure and will automatically cease when he returns to the Point of Departure.
Cancellation coverage will take effect one day after the issue date as stated on the Travel Insurance Certificate and once the required premium is received by us.
For Frequent Flyer Plans, cover will terminate on the Insured Person’s return to the Point of Departure and recommence on his next Insured Journey. The maximum period for any Insured Journey on a Frequent Flyer Plan is restricted to 90 days. Cover on the Frequent Flyer will terminate completely on the expiry date of this policy.
This Policy cannot be cancelled once an Insured Journey has commenced or after the expiry date of the Insured Journey.
The Policy period cannot be in excess of 12 months.



